What insurance companies offer a separate mold policy with a home owners policy.
In 2002, insurance companies paid out billions of dollars for mold remediations. In 2003 most states passed a law stating insurance companies were no longer responsible for mold unless a separate mold policy is purchased. The problem is many companies do not offer a separate mold policy and if so there is usually a $5000 cap. What insurance company offers the best mold policy with the largest cap?