There are several ways to find a much cheaper payday loan. Depending on the state you are residing, the interest rate used by payday lenders varies. And among the lenders themselves, who are classified into two; direct payday lenders and indirect payday lenders, there is a great disparity on their interest charges.
Offline versus online
These two kinds of cash loan lenders (direct and indirect) operate also on different levels. There are those who maintain their offices and employees with specific working hours and days. They operate their businesses the traditional way.