Loan Modification Services CompanySave My Foreclosure Az

What You Need to Know About…
Company Services

Here today, here tomorrow
We’re a real "Brick and Mortar" place of business. From the moment you walk in the door and are greeted, until your completed Loan Modification plan is in place, you can be confident in the quality of our services; in the honesty of our intent. We’ve been helping homeowners since 2003 and we’re not going anywhere.

Cutting through the Loan Modification hype
We promise to deliver straight talk about Loan Modifications. We’ll provide the facts, answer all your questions, and do it in a way that is easy to understand.


No hidden fees
You’ll know everything up front- with no surprises. We’ll discuss our fees up front and be very clear about what you get for your money.

Free, no obligation consultation
We want you to have the opportunity to explore whether or not we are a good fit for you. At the same time, we’ll review your paperwork to see if we believe we can help you. If we cannot accept you, we will tell you the truth on the spot.

Solid reputation
Since 2003, we have helped hundreds of families with their mortgage dilemmas and there hasn’t been one complaint with the Better Business Bureau. With all the scams being reported out there, this tells a story all by itself, don’t you think? To hear from the homeowners who we have helped, take a look at their Testimonials.

No-guesswork program
A program designed specifically for you is what we’ll deliver. How we get there is predictable. What you provide for us, in the way of information, will affect how we progress to get you the best possible reduction in your monthly payments. Not everyone qualifies for this program, but we should know pretty quickly whether you do, or not. And, it won’t cost you a penny to find out.

We're all in this together
With weekly e-mail updates, we’ll provide you with up-to-date reports of activity on your Loan Modification. The process, from first contact with your lender, to final approval and completed paperwork can take 30-120 days. It’s a long time to wait, we know… Most lenders are backlogged, and their actions are out of our control but, we can, and will, be accessible to you while we all wait.


What You Need to Know About…
Loan Modification

It seems just about everyone has jumped on the "Loan Modification" bandwagon. With the home mortgage industry collapsing in upon itself, and so many homeowners losing, or at risk for losing, their homes, a relief plan seems like a rescue. Never mind discussions about predatory lending and onerous interest rates…those are for another time and place. From radio and television commercials, to direct mail pieces and web banners, Loan Modification is everywhere. Exactly what is it? Here’s where we put it in the most direct way possible.

How to Qualify
Under the current mortgage rescue program, there are several factors to determining eligibility for a Loan Modification. You must have a verifiable hardship, such as loss of income. Your home loan must be securitized by Fannie Mae and Freddie Mac, be acquired prior to January 1, 2009, and have a first mortgage amount for no more than $729,750. If your current mortgage exceeds 31% of your income, you may also qualify. Though initially for mortgages on primary residences, certain investment property mortgages may also qualify.

It’s a Permanent Solution
A Loan Modification is NOT a refinance. A Loan Modification IS the result of negotiations with your current lender, and reduces your monthly mortgage payments to an amount you can live with. It is designed specifically for your particular set of circumstances and can: 1- lower your interest rate temporarily or permanently, 2- extend the repayment period for your loan, and/or 3- possibly reduce the principal amount that is owed on the loan.